Romans 12:11 is very clear to the believer that the believer should not be "slothful in business". The Greek word for "business" in that text is the word 'spoude' which means diligence. The Bible tells us that as the Body of Christ, part of our service is to care for, and be eager and diligent in our affairs. However, many find themselves unconcerned with their personal and day to day endeavors such as insurance, good credit, and future planning.
2 Kings 4:1-7 gives a frightening example of how a good, anointed, and gifted prophet of God went to be with the Lord, but left his family in dire straits and turmoil, because he had not properly planned for their future. He didn't "handle the business". Praise God for His miraculous power that provided for the widow in her husband's absence, but wisdom and planning would have saved his family the fear of failure. We do not negate the power of a miracle from God, but He has blessed us with wisdom and understanding in order to enhance and structure our lives. Proverbs 24:3-4 (Through wisdom is an house builded; and by understanding it is established: And by knowledge shall the chambers be filled with all precious and pleasant riches.)
Listed under this page, are several forms and documents that are going to be beneficial in planning and structuring your future and inheritance for the next generation. Please feel free to download and implement these principles in your life, bringing glory to God through your diligence and wisdom.
God bless, and handle the business...